How Can Our Team Help You to Reach Your Goals
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Choose Your Adventure
Ride Into Tomorrow
SPECIALIZED POWERSPORTS LENDING - BUILT FOR RIDERS
At TrueRide Capital, we speak your language. We’re not another generic lender trying to understand your passion for the outdoors. Our team consists of riders, adventurers, and powersports enthusiasts who genuinely understand why that perfect Motorcycle or Dirt Bike isn’t just a purchase—it’s your gateway to freedom.
✓ Instant Digital Pre-Approvals Within 4 Hours*
✓ Nationwide Dealer Network Partnerships
✓ Specialized Powersports Expertise Since 2016
✓ Zero Origination Fees on Qualified Applications*
✓ Flexible Payment Structures for Seasonal Income
*Subject to credit approval and meeting qualification requirements
YOUR FINANCIAL JOURNEY MATTERS MORE THAN YOUR CREDIT HISTORY
Past financial challenges don’t define your future adventures. TrueRide Capital evaluates your complete financial picture, not just a three-digit number. Our specialized underwriting considers your stability, income, and commitment to making your payments—because we believe second chances lead to first-class adventures.
We Consider:
Steady employment history
Current income stability
Debt-to-income ratios
Down payment capability
Your commitment to the purchase
We Don’t Judge:
Previous bankruptcies
Credit score challenges
Medical debt situations
Divorce-related financial impacts
Self-employment income variations
Popular Models We Finance
WE FINANCE ALL THE BRANDS YOU LOVE
From weekend warriors to work-horse UTVs, we finance every major brand and model. Your True Ride is waiting, regardless of the badge on the front.
| Brand | Popular Models |
|---|---|
| Honda | CBR600RR, CBR1000RR, CRF450R, CRF250R, CRF150F |
| Evoque CA | VQ-150RL, VQ-250RL, VQ-125R |
| Yamaha | YZF-R3, YZF-R6, MT-07, WR450F, YZ450F, YZ125 |
| Kawasaki | Ninja ZX-6R, Ninja 400, KX450, KX250, KLX140R |
| Suzuki | GSX-R600, GSX-R750, RMZ450, RMZ250, DR-Z125L |
| KTM | 450 SX-F, 250 SX, 690 Enduro R, 450 EXC-F, 300 XC-W |
| Husqvarna | FE 300, TE 300, FC 450, TC 125, Heritage |
| Harley-Davidson | Street 750, Iron 883, Sportster, Road King, Heritage |
| BMW | R1200RT, S1000RR, F850GS, G310R |
| Can-Am | Ryker 900, Spyder F3, Spyder RT |
| Triumph | Street Triple, Bonneville, Tiger 800 |
| Ducati | Monster, Panigale, Multistrada |
| Indian | Scout, Chieftain, FTR 1200 |
Purchase Freedom Program
BUY FROM ANYONE, ANYWHERE – YOUR CHOICE, YOUR ADVENTURE
True freedom means choices. Our Purchase Freedom Program gives you pre-approved buying power to shop any Motorcycle or Dirt Bike from any authorized dealer or qualified private seller across America. No restrictions, no limitations—just the power to choose your perfect ride.
How quickly can I receive a financing decision?
Will applying affect my credit score?
What if I have credit challenges or past bankruptcy?
Can I finance a used motorcycle from a private seller?
Are there any application or origination fees?
See What Our Clients Are Saying
“I hired Finovate for a small project & was very happy. He not only answered all my questions, but he didn’t treat me like a “small project”.
I was very satisfied & would recommend.”
“Finovate has been instrumental in our growth. Their team took the time to truly understand our needs and helped us eliminate inefficiencies.”
“Partnering with Finovate was a game-changer for us. They took the time to understand our challenges and helped us streamline our operations for success.”
Purchase Freedom Program
BUY FROM ANYONE, ANYWHERE - YOUR CHOICE, YOUR ADVENTURE
True freedom means choices. Our Purchase Freedom Program gives you pre-approved buying power to shop any motorcycle or dirt bike from any authorized dealer or qualified private seller across Canada. No restrictions, no limitations—just the power to choose your perfect ride.
- Bank-Level Security
- All Credit Welcome
- Private Sales Specialists
- No obligation, no impact on your credit score
Before You Finance an Off-Road Vehicle
Motorcycles and dirt bikes offer distinct riding experiences designed for different terrains and purposes. Street motorcycles are engineered for paved roads, highways, and urban commuting, featuring street-legal equipment like headlights, turn signals, and mirrors. Dirt bikes are purpose-built for off-road terrain, trails, and motocross tracks, with lightweight frames, knobby tires, and higher ground clearance. Before applying for financing, consider your intended use—touring motorcycles offer comfort for long-distance rides, sport bikes deliver high-performance thrills, while dirt bikes excel in off-road adventures and competitive racing.
The TrueRide Experience
When selecting the right two-wheeled machine, match features to your budget and intended use. Street motorcycles range from beginner-friendly options like the Honda CBR300R to high-performance superbikes like the Yamaha YZF-R1. Dirt bikes span from youth models for beginners to professional motocross machines like the KTM 450 SX-F. Adventure bikes like the BMW F850GS offer versatility for both on-road touring and light off-road exploration. Regardless of your choice, always wear approved safety gear, obtain proper licensing, and comply with local riding regulations and insurance requirements.
